Hello, Dr. Carl Balita and Company, I am Karen Krista A. Lorenzo from Sablayan Occidental Mindoro. Requesting for refund,I already paid full payment last September. Unfortunately, I will no longer be taking the LET due to personal reasons. I was informed by CBRC Sablayan that my request from last November is still being processed, and that I will only receive ₱8,000 out of the ₱10,000. However, until now, I still haven’t received anything. I badly need the money, so I sincerely hope for your understanding. Please, Hear me. Thank you for you consideration.